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Francisco Lorenzo Martínez

Lawyer

Francisco Lorenzo Martínez

Balms Marbella

C/ Generalife, 9 - Aloha Pueblo Nueva Andalucía
Marbella (Málaga)
T. +34 952 812 100
F. +34 952 812 767
florenzo@balms.com

Lawyer in practice since 1996 with extensive experience in the area of general Procedural Law. Specialized in Criminal and Civil Law. Member number 3.880 of the Illustrious Bar Association of Malaga.

Procedural Lawyer, Procedural Law Department at Balms Abogados Marbella. Specialist in areas of Criminal and Civil Law.

Degree in Law from the University of Malaga. He has extended his university studies with the Degree in Philosophy and Theology, by La Cartuja University, Granada.

As an outstanding complementary training he has successfully completed the Postgraduate Master's Degree in Executive and Organizational Coaching taught by the University of Málaga, as well as a Master's Degree in International Relations from the University of Clark University, Massachusetts, USA.

Spanish/English.

Specialties

News and related articles

¿Cómo y cuánto puedo reclamar por mi hipoteca multidivisa? Actualidad Legal

¿Cómo y cuánto puedo reclamar por mi hipoteca multidivisa?

El Tribunal Supremo declara la nulidad parcial de un préstamo multidivisa Las llamadas Hipotecas Multidivisa son una modalidad de préstamo hipotecario en el que se permite el pago de las cuotas en otra moneda que no sea el Euro (Dólares, Yenes o Francos Suizos, etc.). Lo que se desconoce a la hora de contratar esta modalidad de hipoteca es que la fluctuación de la moneda extranjera al aplicar el tipo de cambio a cada pago puede encarecer considerablemente el capital prestado.

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How and how much can I claim for my multi-currency mortgage? Actualidad Legal

How and how much can I claim for my multi-currency mortgage?

The Supreme Court declares the partial nullity of a multi-currency loan The so-called Multi-currency Mortgages are a type of mortgage loan in which the payment of the instalments in a currency other than the Euro (Dollars, Yen or Swiss Francs, etc.) is allowed.

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Now you can request an annulment of the floor clause when you subrogated on the loan when buying your home. Actualidad Legal

Now you can request an annulment of the floor clause when you subrogated on the loan when buying your home.

The Supreme Court declares the nullity of the floor clause of a developer loan, subsequently novated by the buyer. The First Chamber of the Supreme Court in a sentence dated November 24th, 2017, has declared the nullity of the floor clause of a loan from a developer in which a buyer was subrogated.

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